01301nas a2200469   4500008004100000022001400041245004000055210003700095260004200132300000800174490000700182653002700189653001500216653001900231653003000250653001800280653002100298653000900319653002100328653002100349653003400370653001300404653002000417653002400437653002300461653001400484653001300498653001500511653001000526653002100536653002100557653001900578653002000597653002400617653001300641653005100654653004100705653001400746100001800760700002300778856003000801       2020                        eng d  a1927-032100aEditorial: Insights (December 2020)0 aEditorial Insights December 2020  aOttawabTalent First Networkc12/2020  a3-30 v1010a5G technology; Bitcoin10ablockchain10abusiness model10abusiness model innovation10acrypto assets10acryptocurrencies10aDiem10aDiem Association10adigital currency10adistributed ledger technology10aFacebook10afiat currencies10afinancial inclusion10aFinancial industry10afront-end10aideation10ainnovation10aLibra10alocal currencies10aManagement Model10anot-for-profit10aresearch center10astrategic foresight10astrategy10atechnology firms; project portfolio management10atokenization; product innovativeness10avisioning1 aTanev, Stoyan1 aSandstrom, Gregory  utimreview.ca/article/141002299nas a2200337   4500008004100000022001400041245010300055210006900158260004200227300001000269490000700279520132100286653001201607653001501619653001801634653002101652653000901673653002101682653002101703653003401724653001301758653002001771653002401791653002301815653001001838653002101848653001701869100002001886700002501906856003001931       2020                        eng d  a1927-032100aFacebook’s Digital Currency Venture “Diem”:  the new Frontier ... or a Galaxy far, far away?0 aFacebook s Digital Currency Venture Diem the new Frontier or a G  aOttawabTalent First Networkc12/2020  a19-300 v103 aThis article focuses on Facebook's new digital currency, initially called "Libra" and renamed in December 2020 "Diem", that has been designed and proposed by the Diem Association (formerly the Libra Association). It briefly reflects on the historical meaning of money and currency, as well as "local currencies" viewed as precursors to the new "digital currencies" or "cryptocurrencies". The paper presents a general overview of the Diem project, particularly from the perspective of financial theory and practise. It looks specifically into Diem's business model and analyzes the project's planned and potential revenue streams, according to official documents published by the Diem Association. The research identifies potential obstacles and hurdles this digital currency would (since it has not happened yet) face on launch day and assesses whether the project is feasible in its current form. In the authors' view, although some early concerns were addressed in the Diem White Paper 2.0, the Diem project is only questionably ready for commercial launch in its current state. Speaking directly to the financial aspects of the Diem Association's project, the current regulatory hurdles and institutional pressures seem difficult to bypass without making some additional noticeable and meaningful changes to Diem.10aBitcoin10ablockchain10acrypto assets10acryptocurrencies10aDiem10aDiem Association10adigital currency10adistributed ledger technology10aFacebook10afiat currencies10afinancial inclusion10aFinancial industry10aLibra10alocal currencies10atokenization1 aRrustemi, Jahja1 aTuchschmid, Nils, S.  utimreview.ca/article/1407