01368nas a2200205   4500008004100000022001400041245008800055210006900143260004200212300001300254490000700267520073800274653002601012653002601038653002001064653001201084100001901096700001701115856003001132       2022                        eng d  a1927-032100aThe Impact of FinTech and Blockchain Technologies on Banking and Financial Services0 aImpact of FinTech and Blockchain Technologies on Banking and Fin  aOttawabTalent First Networkc05/2022  a220102040 v123 aWith the emergence of new technologies, banks and financial services around the globe are taking advantage. The rapid development of information technology, internet connectivity, and smartphones has influenced the banking and financial services sector. The combination of financial technology (FinTech) and blockchain is deliberately transforming digital banking services. This study explores the intervention of FinTech and blockchain technologies in digital banking and financial services. The present study shows that FinTech and blockchain have a strong influence on the digitalization trends. The research focuses on processes of modernization in banking and financial services in addition to particular focus on the community.10aBlockchain Technology10adecentralized finance10adigital banking10aFinTech1 aKumari, Anitha1 aDevi, Chitra  utimreview.ca/article/148101193nas a2200229   4500008004100000022001400041245017600055210006900231260004200300300001300342490000700355520039400362653001500756653002700771653003400798653001200832653002500844100002100869700002000890700002300910856003000933       2022                        eng d  a1927-032100aInterview: Blockchain and Digital Transformation in Financial Services. Part II: Governance and Legal Issues, Future Opportunities, Development Needs and Research Pathways0 aInterview Blockchain and Digital Transformation in Financial Ser  aOttawabTalent First Networkc05/2022  a220102060 v123 aThis interview on “Blockchain and Digital Transformation in Financial Services” between 9th Gear Technologies, Inc., CPQi and the TIM Review took place on April 22nd and 29th, 2022. The interviewees were Maryanne Morrow, CEO, Founder, and Chairman of 9th Gear, and Matthew Midson, CEO, North America, CPQi. The interview was conducted by Gregory Sandstrom, Managing Editor, TIM Review.10ablockchain10adigital transformation10adistributed ledger technology10aFinTech10aReal Time Settlement1 aMorrow, Maryanne1 aMidson, Matthew1 aSandstrom, Gregory  utimreview.ca/article/148301194nas a2200229   4500008004100000022001400041245017700055210006900232260004200301300001300343490000700356520039400363653001500757653002700772653003400799653001200833653002500845100002100870700002000891700002300911856003000934       2022                        eng d  a1927-032100aInterview: Blockchain and Digital Transformation in Financial Services. Part I: Transformation and Adoption of DLTs, Technology and Innovation, Markets and Money Management0 aInterview Blockchain and Digital Transformation in Financial Ser  aOttawabTalent First Networkc05/2022  a220102050 v123 aThis interview on “Blockchain and Digital Transformation in Financial Services” between 9th Gear Technologies, Inc., CPQi and the TIM Review took place on April 22nd and 29th, 2022. The interviewees were Maryanne Morrow, CEO, Founder, and Chairman of 9th Gear, and Matthew Midson, CEO, North America, CPQi. The interview was conducted by Gregory Sandstrom, Managing Editor, TIM Review.10ablockchain10adigital transformation10adistributed ledger technology10aFinTech10aReal Time Settlement1 aMorrow, Maryanne1 aMidson, Matthew1 aSandstrom, Gregory  utimreview.ca/article/148201726nas a2200649   4500008004100000022001400041245003600055210003300091260004200124300000800166490000700174653001200181653001500193653001700208653001800225653002100243653002600264653003400290653003000324653002800354653002100382653001300403653002300416653001200439653000900451653000800460653001500468653003300483653002500516653001600541653001700557653002000574653001700594653002200611653001600633653003500649653001500684653002600699653001500725653002000740653001400760653000800774653000800782653001900790653003000809653001500839653002500854653001900879653001600898653001700914653002200931653003200953653002000985100001801005700002301023856003001046       2020                        eng d  a1927-032100aEditorial: Insights (June 2020)0 aEditorial Insights June 2020  aOttawabTalent First Networkc06/2020  a3-40 v1010aBitcoin10ablockchain10acrowdfunding10acrypto assets10acryptocurrencies10adeveloping countries.10adistributed ledger technology10aEmployeedriven innovation10aentrepreneurial finance10aentrepreneurship10aEthereum10aFinancial industry10aFinTech10aICOs10aIEO10ainnovation10aintellectual property rights10ainternationalization10aIT industry10ajob autonomy10amining industry10amoral hazard10aneed for autonomy10anew company10aPorter's Five Forces framework10aregulation10ascaling company value10ascaling-up10aself-leadership10asignaling10aSME10aSTO10asustainability10atechnological environment10atechnology10atechnology readiness10atoken offering10atoken sales10atokenization10avalue proposition10avalue proposition alignment10aventure capital1 aTanev, Stoyan1 aSandstrom, Gregory  utimreview.ca/article/136302550nas a2200385   4500008004100000022001400041245012500055210006900180260004200249300001000291490000700301520145900308653001201767653001501779653001701794653001801811653002101829653003401850653002801884653001301912653002301925653001201948653000901960653000801969653001801977653001401995653000802009653001902017653001602036653001702052653002002069100002002089700002502109856003002134       2020                        eng d  a1927-032100aFundraising Campaigns in a Digital Economy: Lessons from a Swiss Synthetic Diamond Venture's Initial Coin Offering (ICO)0 aFundraising Campaigns in a Digital Economy Lessons from a Swiss   aOttawabTalent First Networkc06/2020  a53-630 v103 aAs economies digitalize and many local businesses gradually internationalize, crowdfunding platforms have offered a new way for ventures to raise capital. Relying on distributed ledger technology (DLT, blockchain), the method of "tokenization" now seems to be the next way for digital economics to be actualised in practise. Digitalizing some of the production and selling processes through crypto-tokenization technology has brought with it new perspectives and opportunities. Any thorough consideration of the logic of "distributed systems" applied to economics is bound to see that it potentially brings considerable disruptions and significant changes in how companies get access to funding. Cryptocurrencies, and subsequently "tokens" initially issued from "initial coin offerings" (ICOs) have answered an obvious need for efficient, borderless, and secure flows of capital. This article first summarizes what early academic research tells us about ICOs based on DLTs and their factors of success. We then use the case of LakeDiamond, a Swiss venture in the business of growing and polishing synthetic diamonds, to present and contextualize the process of holding an ICO, which ultimately did not succeed. In the final section, we present two fund raising models that have recently gained traction and popularity, namely "security token offerings" (STOs) and "initial exchange offerings" (IEOs), and highlight their main advantages compared to ICOs.10aBitcoin10ablockchain10acrowdfunding10acrypto assets10acryptocurrencies10adistributed ledger technology10aentrepreneurial finance10aEthereum10aFinancial industry10aFinTech10aICOs10aIEO10amoral hazard.10asignaling10aSTO10atoken offering10atoken sales10atokenization10aventure capital1 aRrustemi, Jahja1 aTuchschmid, Nils, S.  utimreview.ca/article/136802075nas a2200253   4500008004100000022001400041245007700055210006900132260004200201300001000243490000600253520135000259653001301609653001501622653001201637653001701649653002001666653001301686653002301699100001901722700002101741700002101762856003801783       2019                        eng d  a1927-032100aDigital Payments: Impact Factors and Mass Adoption in Sub-Saharan Africa0 aDigital Payments Impact Factors and Mass Adoption in SubSaharan   aOttawabTalent First Networkc07/2019  a41-550 v93 aThis study explores impact factors that affect the adoption of digital payment systems in sub-Saharan Africa. In this article, we investigate the impact factors that subject-matter experts consider most important to the success of FinTech payment models. The data and their responses are evaluated through the lens of Christensen’s market-creation theory, which contends that the adoption of market-creating innovations by a mass swathe of heretofore non-consumers “pulls” framework conditions into place, including missing infrastructure and enabling regulation. Then, we compare the findings with the literature and three case studies of mobile money adoption in Kenya, South Africa, and Nigeria. This study addresses a gap in the literature regarding the payment and money transfer segment of FinTech innovations in Africa using a multiple case study methodology. We drew together information from multiple sources, including semi-structured interviews, archival data in the form of industry and regulatory reports, and observational field notes. Our findings suggest that enabling environments (Kenya) do jumpstart adoption and difficult frameworks (Nigeria) do evolve. This study will help FinTech innovators, academics, and policymakers to understand how technology and framework conditions impact payment business models in Africa. 10aadoption10ablockchain10aFinTech10amobile money10anon-consumption10apayments10asub-Saharan Africa1 aSoutter, Leigh1 aFerguson, Kenzie1 aNeubert, Michael  uhttps://timreview.ca/article/1254